These terms govern your use of JebSave — including all four detection methods: SMS, Gmail, bank statement upload, and manual entry. We've written this in plain language so you actually know what you're agreeing to.
Last Updated: April 3, 2025 · Effective: April 3, 2025⚖️ These Terms are governed by Indian law — including the Information Technology Act 2000, the Consumer Protection Act 2019, the Digital Personal Data Protection Act 2023, and Google's API Services User Data Policy where Gmail features are used.
By downloading, installing, or using the JebSave mobile app on Android or iOS, you're agreeing to these Terms and Conditions along with our Privacy Policy. Both documents together form the complete agreement between you and JebSave.
If you don't agree with any part of these Terms, that's okay — please just don't use the app. You can uninstall it and no data will have been collected.
If you're using JebSave on behalf of a company or organisation, you're confirming that you have the authority to agree to these Terms on their behalf.
JebSave is a subscription tracking and management app. It helps you see all your recurring payments in one place, get notified before renewals happen, spot subscriptions you're not using, and make informed decisions about what to keep and what to cancel.
JebSave does this through four detection methods:
🚫 JebSave is not a bank, payment processor, financial institution, or lending service. We cannot and do not hold your money, initiate transactions, access your bank account live, or perform any financial operations. We are a read-only tracking and alerting tool.
JebSave also cannot cancel subscriptions on your behalf. When the app suggests cancelling something, it guides you to the right place in that service's own app or website — but the actual cancellation is done by you.
To use JebSave, you need to:
By creating an account, you're confirming that all of the above applies to you. If we find out otherwise, we reserve the right to suspend or close your account.
You sign up with your Indian mobile number. We'll send you a one-time OTP to verify it. That's your login — no password required.
A few things to know about your account:
SMS-based detection is available on Android and is the fastest way to find your subscriptions. When you grant JebSave the SMS read permission, you're agreeing to the following:
📌 Granting SMS permission is voluntary, but it is required for the auto-detection feature to work. If you'd rather not grant it, you can use Gmail scanning, bank statement upload, or manual entry instead — all of which work equally well.
JebSave declares its use of the READ_SMS permission in its Google Play Store listing and Data Safety section. Our use of this permission is limited strictly to subscription detection and complies with Google Play's Sensitive App Permissions policy.
Connecting your Gmail account is completely optional. If you choose to do so, here's what you're agreeing to:
✅ JebSave's use of Gmail data strictly complies with Google's API Services User Data Policy and the Limited Use requirements. Your Gmail data is used solely to identify subscriptions. It is never used for advertising, profiling, or shared with third parties for any secondary purpose.
By connecting Gmail, you confirm that you are the authorised owner of that Google account and that you have the right to grant JebSave access to it.
Uploading a bank statement is also completely optional. If you choose to upload one, here's what you're agreeing to:
⚠️ Please only upload your own bank statements. Uploading someone else's financial documents without their knowledge is a violation of their privacy and potentially illegal under Indian law.
If you choose to add subscriptions manually, you're simply entering information you know — the subscription name, amount, and renewal date. JebSave stores exactly what you type and uses it the same way as auto-detected subscriptions: to send you renewal alerts, calculate your Discipline Score, and generate insights.
You're responsible for the accuracy of what you enter manually. JebSave isn't able to verify manually-entered data against any external source.
You can edit or delete any manually-entered subscription from within the app at any time.
JebSave grants you a personal, non-exclusive, non-transferable, revocable licence to install and use the app on your own device for your own personal subscription tracking. That's the purpose, and that's the extent of the licence.
This licence does not give you the right to copy, modify, sell, sublicence, or distribute the app or any part of it. It also doesn't give you the right to use the app to build a competing product or to extract data for commercial use.
A few things that are not allowed when using JebSave:
Violating any of these can lead to immediate account termination and, if necessary, legal action.
Everything that makes JebSave what it is — the app design, code, algorithms, features, the JebSave name, the logo, and all related branding — is owned by JebSave or our licensors. These Terms don't transfer any of that to you beyond the personal usage licence described in Section 9.
If you want to use our name, logo, or any part of our brand for any purpose — a review, a partnership inquiry, press coverage — please contact us first at legal@jebsave.in.
JebSave is a subscription tracker. It is not a financial advisor, investment platform, credit service, or banking product. Nothing in the app — not the Discipline Score, not the Smart Insights, not the Potential Savings figures, not the Emergency Fund Goal — should be taken as professional financial advice.
The numbers and suggestions JebSave shows you are based on the subscription data we detect. They're meant to be helpful prompts, not financial recommendations. Before making any significant financial decision, please consult a qualified financial professional.
Similarly, JebSave cannot guarantee that every subscription will be detected or that every detected amount is accurate. SMS formatting varies across banks, billing email formats change, and bank statement PDFs aren't always perfectly machine-readable. Always verify important subscription details directly with the service provider.
We want JebSave to work well and be genuinely useful. But there are some limits on what we can be held responsible for:
⚠️ To the maximum extent permitted by Indian law, JebSave's total liability for any claim arising from your use of the app is limited to ₹1,000 (One Thousand Rupees) or the amount you paid us in the 12 months before the claim — whichever is higher. We are not liable for indirect, incidental, or consequential losses.
This limitation doesn't apply to cases of fraud or wilful misconduct on our part, or to any liability that can't be excluded under the Consumer Protection Act 2019 or other applicable Indian law.
If your use of JebSave causes a third-party claim against us — because you violated these Terms, broke a law, uploaded someone else's bank statement without consent, connected a Gmail account you don't own, or misused the app in some other way — you agree to cover our reasonable costs in dealing with that claim, including legal fees.
This works both ways. We'll act in good faith and won't expose you to unnecessary claims either.
JebSave works with a small number of third-party services. When you use features that involve them, their own terms also apply:
We are not responsible for the content, privacy practices, or reliability of any third-party service linked to or integrated with JebSave.
You can delete your account at any time by going to Settings → Account → Delete Account. Your data will be permanently removed within 30 days. There's no cancellation fee or penalty — the account and everything in it is simply deleted.
We reserve the right to suspend or terminate your account if you violate these Terms, engage in behaviour that harms other users or our systems, or if we're required to do so by law. We'll give you notice where reasonably possible — but in cases of serious violation, we may act immediately.
Your access to JebSave ends immediately. Any data you've stored will be deleted within 30 days per our Privacy Policy. Sections of these Terms that are meant to survive termination — like intellectual property, limitation of liability, and governing law — remain in effect.
These Terms are governed by the laws of India. If there's ever a dispute between us, we'd rather resolve it directly — please reach out to legal@jebsave.in first and give us a chance to sort it out in good faith.
If we can't resolve it informally, disputes will be handled under Indian jurisdiction. Nothing in these Terms takes away your rights as a consumer under the Consumer Protection Act 2019 — including your right to approach a Consumer Forum or the National Consumer Disputes Redressal Commission.
We may update these Terms when our service changes, when laws change, or when we add new features. When we do, we'll update the date at the top of this page.
For significant changes — especially anything that affects your data rights or how detection methods work — we'll notify you through a push notification in the app at least 14 days before the change takes effect. For routine updates, we'll post them here without prior notice.
Continuing to use JebSave after the effective date of any change means you accept the updated Terms. If you don't agree, delete your account before the change kicks in.
If you have questions about these Terms or anything else to do with using JebSave, we're here. We're a small team and we read every message.
General Support: support@jebsave.in
Legal & Business Matters: legal@jebsave.in
Privacy & Data Rights: privacy@jebsave.in
In-App: Settings → Help & Support
We aim to respond to all queries within 2 business days. For urgent account security issues, please include "URGENT" in your subject line.